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With the third most popular show on radio, and several books including The Consumer Survival Kit (1993), Howard advises the financially challenged on how to get great deals, stay out of debt, and create a financially sound future. With this latest installment, Howard sticks with his bread-and- butter advice on purchasing cars and homes, prudently investing for retirement, and saving money on travel, insurance, and long-distance calling. He even covers a few things we rarely think about but may be suddenly forced to deal with like funerals, small claims court, …