With the third most popular show on radio, and several books including The Consumer Survival Kit (1993), Howard advises the financially challenged on how to get great deals, stay out of debt, and create a financially sound future. With this latest installment, Howard sticks with his bread-and- butter advice on purchasing cars and homes, prudently investing for retirement, and saving money on travel, insurance, and long-distance calling. He even covers a few things we rarely think about but may be suddenly forced to deal with like funerals, small claims court, and identity theft. Howard is all for the little guy, and it’s fun to cheer him on when he uncovers sharklike sales tactics, marketing scams, and some plain old good deals available for the savvy buyer. What sets this apart from similar publications is the comprehensive Internet guide, in which readers can find instant price comparisons on many of the bargains listed in the text, as well as some important consumer watchdog sites.

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